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Nua Mortgages – Built Around You

Building your own home is a major milestone — but securing the right mortgage shouldn’t be overwhelming. At Nua Mortgages, we guide you through every step, from planning to completion, with expert support across Ireland.

Years Experience

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Empowering individuals and families to build with confidence — with expert mortgage guidance tailored to your vision, your pace, and your future.

Trusted Experts in Mortgage Advice & Homebuilding Support

Proudly Helping Homebuilders Across Ireland Since 2013

Founded in 2013 by award-winning advisor Philip Cullen, Nua Mortgages has earned a reputation for delivering honest advice, personal support, and exceptional mortgage solutions. With over 20 years of industry experience, Philip and his team have helped hundreds of clients bring their homebuilding plans to life. Accredited by the All-Ireland Business Foundation, we work with Ireland’s top lenders to offer tailored mortgage options backed by real expertise — wherever you’re building.

Your Build, Backed by Experience

You're “Mortgage ready”

We are not looking for consistent savings or rental payment track record. Minimal residency requirements.

Maximise your borrowing potential

We carefully evaluate diverse income sources and give full credit to even small things like child benefits.

Tailored products for varied needs

We offer competitive product features tailored for diverse lifestyles.

Talk to a finance expert

Discover your borrowing power with the help of one of our trusted broker partners.

Courtown

Ballyhack

Bunclody

Enniscorthy

Fethard

Ballycanew

Ballygarrett

Blackwater

Campile

Duncannon

Gorey

Adamstown

Arthurstown

Ballycarney

Bannow

Bree

Castlebridge

Duncormick

Ferns

Kilmore Quay

Broadway

Camolin

Carrig-on-bannow

Curracloe

Your Trusted Mortgage Partner — Nationwide

Apply Once. Access the Best Offers from Ireland’s Leading Lenders.

What if you could access competitive mortgage offers from top Irish lenders with just one application and a few simple steps? Imagine having a dedicated advisor by your side — guiding you, answering your questions, and working in your best interest from day one.

At Nua Mortgages, we bring over 20 years of mortgage expertise to help you move forward with clarity and confidence. Our experienced team will manage the process for you — from application to approval — securing the best rates, terms, and protections tailored to your plans.

We’re proud members of Brokers Ireland and Broker Assist, giving you access to a wide panel of lenders including Finance Ireland, Haven, ICS, PTSB, and more.

Finance your new home — your way.

A tailored mortgage solution designed for people who want to build their own home. Get expert guidance, staged drawdowns, and support from foundation to finish.

Flexible drawdowns that match your build timeline.

Access funds in stages to suit your construction phases, ensuring you only pay for what you need, when you need it — with full transparency and control.

Expert support across all 26 counties.

No matter where you're building — from Kerry to Louth — our team brings deep experience and lender access to help you secure the best possible deal.

Need to adjust your current mortgage mid-build?

If plans change or you need to release extra funds, we’ll help you refinance quickly and efficiently without slowing your project down.

Our Commitment to You

Your Nationwide Self Build Mortgage Specialists

With over 20 years of experience in the Irish mortgage market, Nua Mortgages is dedicated to helping people across Ireland finance and build their own homes. We work with Ireland’s top lenders to secure competitive rates and flexible terms — all through one simple application and a trusted advisor by your side.

One Application, Multiple Lenders

Apply once and access tailored offers from leading Irish banks including PTSB, Finance Ireland, Haven, and more.

Personal, Expert Support

A dedicated advisor will guide you through every stage of your build — with no pressure, no jargon, just clear advice.

Accredited and Independent

As members of Brokers Ireland and Broker Assist, we hold ourselves to the highest standards in nationwide mortgage service.

How We Help You Build With Confidence

At Nua Mortgages, we don’t just organise your mortgage — we help you understand it, manage it, and move forward with clarity. With expert advice and a fully transparent process, we make your homebuilding journey smooth, flexible, and stress-free.

Personalised Mortgage Plans

Every build is unique — that’s why we tailor your mortgage to match your timeline, budget, and long-term goals.

Ongoing Expert Support

From your first enquiry to final drawdown, our team is with you at every stage to answer questions and keep the process moving.

Appointment

We Make Homebuilding Mortgages Simple

Whether you’re just exploring options or ready to begin, Nua Mortgages is here to guide you every step of the way. No jargon. No pressure. Just expert advice you can trust.

Our experienced mortgage advisors take the time to understand your build — no bots, no call centres, just honest support.

We simplify complex terms so you can make confident, well-informed decisions about your project and financing.

Start when you’re ready. We’re here with flexible, no-obligation support — and no hidden fees.

Start Your Homebuilding Journey Today

Testimonials

What our clients say about us

We are delighted to share excellent feedback and testimonials from our loyal and valued clients.

"Nua Mortgages made the entire process feel simple and stress-free. Their support throughout my self-build journey was second to none."

Emily Dunne Architect, Co. Kilkenny

"From the first call to final approval, the team was incredibly responsive and helpful. I couldn’t have asked for a better mortgage partner."

Conor Hayes Software Engineer, Co. Mayo

"They took the time to understand my vision and helped me secure the perfect plan for my build. Truly a personalised service!"

Rachel O’Connell Primary School Teacher, Co. Cork

"Honest advice, clear communication, and a smooth process from start to finish. I highly recommend Nua Mortgages to any self-builder."

Brian Lacey Electrician, Co. Louth

Let’s Get Started

Your Homebuilding Journey Begins Here

Whether you’re planning your first build or getting ready to break ground, our experienced advisors are here to guide you. With expert support and access to Ireland’s top lenders, securing the right mortgage has never been simpler.